Compare your current compensation with NEXA Lending
Adjust your production assumptions below to see your per-deal income, monthly net, and annual impact side by side.
Important: Know Your Gross Margin
To get accurate results, enter the Gross Margin you are currently pricing out with. This lets us compare apples to apples.
NEXA is the only wholesale lender to offer 100% of the revenue with no per file fee on most loans.
W2 applies 25% payroll taxes to your NEXA income.
Current Net / Year
$252,000
$21,000 / month
NEXA Net / Year
$843,240
$70,270 / month
Annual Impact
$591,240
Estimated additional income
Current Company
Base Pay
100 BPS
+$3,500
Per Loan Fees
-$0
−$0
Net Income
36.4% of Gross
+$3,500
NEXA Lending
Gross Commission
275 BPS
+$9,625
Volume Above $2M
5% of monthly volume — exempt from 25 BPS & 12%
+$8,333
25 BPS Fee
On feeable volume
−$133
12% Split
On feeable net after 25 BPS fee
−$160
Servicing Value Created
$20/mo × 7 yrs
+$1,680
Admin & UW Fees
$700
+$700
Net Income
121.7% of Gross
+$11,712
Estimated additional income per year
$591,240
You could make $591,240 more at NEXA annually.
- Gross Commission = Average Loan Amount × Gross Margin (BPS).
- Current Net = Average Loan Amount × Current Pay (BPS) − Per Loan Fee.
- NEXA 25 BPS Fee applies only to the non-exempt portion of each deal.
- 12% Split applies to non-exempt gross commission after the 25 BPS fee.
- Monthly volume above $2,000,000 is exempt from the 25 BPS fee and 12% split. The first $2,000,000 is still subject to those fees unless it qualifies for NEXA 100.
- Servicing Value = monthly servicing amount × 12 months × retention years.
- This is an estimate for comparison purposes. Actual compensation may vary.