How to Use the Pro Forma
Learn how to accurately compare compensation models so you are comparing apples to apples.
1. Find your gross margin first
Send us a text with a scenario and what you are pricing at, and we will send you your gross margin. This is a big deal if you've ever wondered how much margin is in your current deals at your current rates. Once you have it, enter your baseline production numbers — average loan amount and loans per year.
2. Current company settings
Input your current compensation details. Set your pay in basis points, add any per-loan fees, choose between W2 or 1099, and indicate if you operate as "Broker Only" — which applies a 275 BPS cap and specific limitations.
3. NEXA settings
Adjust the NEXA-specific inputs. Set the percentage of your loans that qualify for NEXA 💯, choose your employment type, set servicing retention, and input any additional fees you charge such as Admin or Underwriting overages.
4. Review the results
Check the monthly net comparison, annual impact, and the detailed average-deal breakdown to see the exact difference in your take-home pay — including the $2M monthly production cap exemption.